2. Legal Disclaimers

2.1  Copyright

Copyright in this website (including all information, material, software, images, graphics, streaming audio and streaming video (“content“) is owned by Frontier Advisors unless otherwise stated. You must not exploit any intellectual property rights in the website or the content in any way except as expressly permitted on the website or authorised by Frontier Advisors in writing.

2.2 No Legal or Financial Advice

The content is of a general nature only and should not be considered legal or financial advice and is not intended to replace consultation with a qualified professional. The content does not take into account your objectives, financial situations or needs and does not answer specific legal or financial questions.

Accordingly, the content is not, and should not be regarded as, personal advice and no person should rely on the content without first obtaining specific advice from Frontier Advisors or their professional advisor. To the maximum extent permitted by law, given the general nature of the content, Frontier Advisors, its officers, employees and agents accept no responsibility or liability to any person who acts in reliance on any of the content regardless of whether or not they first obtain specific advice tailored to their own personal circumstances.

2.3 Accuracy

Every reasonable effort is made to provide content that is accurate. However, the content is subject to change at any time by appropriate action by Frontier Advisors. Frontier Advisors gives no assurance or warranty in regards to and accepts no responsibility for the accuracy, currency, or completeness of any content.

2.4 Disclaimer of Endorsement

Reference to any products, services, hypertext link to the third parties or other information by trade name, trademark, supplier or otherwise does not constitute or imply its endorsement, sponsorship or recommendation by Frontier Advisors. Nor is endorsement of Frontier Advisors implied by such links. They are for convenience only, as an index in a public library.

The website may contain links to other sites on the internet (“linked sites“). Those links should not be interpreted as an endorsement of those linked sites, and Frontier Advisors is not responsible for the accuracy, legality, decency of material or copyright compliance of any linked site or services or information provided via any linked site. Your use of any linked sites is governed by the terms of that linked site.

2.5 No Warranties

To the maximum extent permitted by law, this website is provided on an “as is”, “as available” basis without warranties of any kind, express or implied, including, but not limited to, those of title, merchantability, fitness for a particular purpose or non-infringement or any warranty arising from a course of dealing, usage or trade practice. No oral advice or written information provided shall create a warranty; not shall members or visitors to this website rely on any such information or advice. This publication is not intended to be a contract, explicit or implied, and Frontier Advisors reserves the right to make changes to the information contained.

2.6  Disclaimer of Liability

As a user of this website, you assume all responsibility and risk for the use of this website and the internet generally. Frontier Advisors accepts no liability or responsibility to any person as a consequence of any reliance upon or action in arsing in connection with use of or the information contained in this website. Under no circumstances, to the maximum extent permitted by law, including negligence, shall anyone involved in creating or maintaining this website be liable for any loss or damage (whether direct or indirect) which results from any use or access of, or any inability to use or access, this website and/or any linked sites, or any service, even if Frontier Advisors has been advised of the possibility of such damages or losses.

Frontier Advisors shall not be liable for any such damages including, but not limited to, reliance by a member or visitor on any information obtained via the website; or that result from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or failure of performance, communications failure, theft, destruction or unauthorised access.

States or countries which do not allow some or all of the above limitations of liability, liability shall be limited to the greatest extent allowed by law.

3. Indemnity

You agree to indemnity Frontier Advisors (its officers, employees and agents) for any loss suffered or liability incurred by Frontier (its officers, employees and agents) arising from any unlawful, unauthorised or improper access or use of the website or any breach of these terms by you or your employees, contractors or representatives.

4. Security

No data transmission over the internet can be guaranteed as totally secure. Whilst we strive to protect such information we do not warrant and cannot ensure the security of information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk.

You agree to observe and maintain the confidentiality of all security features relating to use of the website (including passwords, access arrangements etc) as notified. Frontier Advisors will not be liable for any unauthorised breach or disclosure of the security features.

5. Privacy

Frontier Advisors’ privacy policy explains how Frontier Advisors collects, uses, stores and discloses personal information. You can view Frontier’s privacy policy here

6. Governing Law

These terms and conditions will be constructed according to and are governed by the laws of Victoria, Australia.