Superannuation fund demographics are evolving rapidly and significantly, as the balance between providing retirement savings and retirement income shifts and a competitive market offers more options for increasingly sophisticated and higher balance members. This will challenge superannuation funds to retain members and scale, and will introduce risks around tax, asset allocation, and liquidity.
Our extensive research into retirement product solutions, led by David Carruthers, means we can assist superannuation funds in understanding the risks and challenges while taking advantage of the opportunities this fundamental market shift offers.
Frontier can offer analysis and advice around member behaviour and demographic forecasting, product innovation and design, member engagement and communication, and aligning business objectives, evolving cash flows and investment strategy.
We believe integrating product and investment solutions will be the key to creating differentiation.